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Ron's Blog

Every year at this time, many homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes on the market decide to take them off until after the holidays.

It makes some sense on the surface... You may have guests who will be visiting. Your schedule is likely to be busier than usual. You're decorating, cooking, cleaning and shopping. 

But there are some really great reasons you list your home if you haven't already. And if you are currently listed, these are also great reasons you should KEEP your home listing active with flexible showing times available to prospective buyers. 

 

In fact, there are 7 great reasons to list your home this holiday season (or keep

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Mortgage rates are on the rise. But what does that mean for people like you?

Well, here are the details.

Mortgage interest rates, as reported by Freddie Mac, have increased over the last several weeks. And it doesn't look like that was the end of it.

Freddie Mac, Fannie Mae, the Mortgage Bankers Association and the National Association of Realtors, are all calling for mortgage rates to continue to rise over the next four quarters.

Of course this affects all of the buyers out there still looking for their next place. In fact, many buyers out there are lamenting the fact that they may no longer be able to get a rate below 3.5%.

But does that mean you should put your home shopping on hold?

We don't recommend it.

The truth is that while

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Getting together with family and friends to celebrate Thanksgiving is always fun. You'll probably have a great time catching up with each other and giving thanks for the blessings that 2017 brought. But just in case the conversation begins to sputter, we thought we'd share a few quick knee-slapping jokes you could pass along if you need a little help to keep the conversation flowing.

1. 

2. 

A Florida man in his 80's called his son in New York this week.

He tells the son there's trouble in paradise with his mother, "Your mother and I can’t stand each other anymore, and we’re getting a divorce. I want to live out the rest of my years in peace." 

The man's son immediately calls his sister to tell her the news. 

"I'll handle this,"

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Home sales totals recovered in October, after hurricane season caused the local real estate market to stumble in September. 

For the month ending on October 31, 2017, the Daytona Beach Multiple Listing Service (MLS) reported that 381 existing single-family homes (detached) were sold in the greater Daytona Beach area with a median home sales price of $217,500. It amounts to a 18.6 percent increase in sales and a modest 3.5 percent climb in median sales prices, year over year. In month over month comparisons, sales rose by more than 11 percent and median prices dropped slightly by 3.7 percent.    

Comparisons to previous months and 2016 SFR sales figures are below: 

  • Oct. 2017: 381 sales, $217,500 median sales price.
  • Oct. 2016: 321 sales,
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Median sales prices sunk as condo sales remained lackluster around the greater Daytona Beach area in October. 

An analysis of Daytona Beach Multiple Listing Service (MLS) data by Wyse Home Team Realty showed there were 93 condo sales in October with a median sales price of $190,000. The sales total is roughly the same as in October 2016, when condo sales were suffering the effects of Hurricane Matthew. And the figures reflect a 9.5 percent decrease in median sales prices. Meanwhile, both sales and median prices were also down in month over month comparisons. 

“The lackluster sales and low median prices could be caused by lingering effects of Hurricane Irma, but we will be watching closely for signs of changing market conditions in the months ahead,”

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Median sales prices of single family homes around the greater Daytona Beach area held strong as overall hurricane Irma caused sales totals to fall. 

For the month ending on September 30, 2017, the Daytona Beach Multiple Listing Service (MLS) reported that 341 existing single-family homes (detached) were sold in the greater Daytona Beach area with a median home sales price of $226,000. It amounts to a 13.8 percent increase in median sales prices and a more than 11 percent decline in sales, year over year. In month over month comparisons, sales fell by 18 percent and median prices held steady, climbing just slightly by less than half a percentage point.   

Comparisons to previous months and 2016 SFR sales figures are below: 

  • Sept. 2017: 341
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What's holding you back from home ownership right now?

Is it a lack of money for a down payment? Are you afraid your credit score isn't high enough? 

What if you're wrong about the amount of money and credit score you think you need for a down payment. You just MIGHT BE! And you're not alone. 

The Aspiring Home Buyers Profile from the National Association of Realtors (NAR) found potential buyers are pretty confused about what is required to qualify for a home mortgage loan in today’s housing market. When NAR did their survey, they found the majority of non-homeowners out there said their main reason for not currently owning a home is they couldn't afford one. 

But they weren't referring to the actual ongoing costs of home ownership. They were

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In a recent news article, one millionaire financial guru threw out the red warning flag, saying "the single biggest mistake millennials are making” is not buying a home. Without a real estate investment, they're missing a key "escalator to wealth,” says David Bach.

The author and speaker went on to explain that the first real estate investment is such a crucial foundation of building wealth, that their chances of having "any wealth" at all is "little to none" if today's young adults don't get busying buying a home 

“The average homeowner to this day is 38 times wealthier than a renter," Bach points out.

For him, it's all about the math. In his bestselling book, “The Automatic Millionaire,” Bach suggests that renters could easily drop half a

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Condo sales sunk in September around the greater Daytona Beach area as median sales prices held high. 

An analysis of Daytona Beach Multiple Listing Service (MLS) data by The Wyse Home Team at Keller-Williams Realty showed there were 116 condo sales in July with a median sales price of $210,000. It amounts to a 17.7 percent decrease in sales and a 10.5 percent increase in median prices, compared to September 2016. Meanwhile, sales and prices were both down in month over month comparisons.

“As expected, Hurricane Irma had an impact on the local real estate market. Business comes to a halt for several days for the preparation and duration of any storm. Then after the storm passes, it’s common to see some pending home and condo sales fall apart, while

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